Focus Markets Business Insurance

Our staff of professional agents is ready to serve all of your insurance needs.

We have extensive experience in certain Focus Markets. These markets include:

Oil & Gas

With over 30 years of Oil & Gas Insurance Experience, Ricks Insurance Agency knows the Oil & Gas Industry. We understand the risks our Oil & Gas clients face and can offer solutions to insure those risks. With our extensive access to Energy Insurance markets, we are able to offer competitive pricing for our Oil & Gas Service clients. These clients include but not limited to:

  • Oil & Gas Drilling
  • Water Well Drilling
  • Oil and Gas Service Contractors
  • Acidizing & Stimulation
  • Manufacturing of Completion Fluids
  • Cementing
  • Roustabout
  • Pipeline Construction
  • Hydro Testing
  • Water Transfer
  • Pad Construction and Site Preparation
  • Oil and Gas Field Maintenance
  • Installation of Production Equipment
  • Hot Shot Contractors
  • Pumper/Gaugers
  • Consultants
  • Security

Ricks Insurance Agency, Inc. understands your business is governed by requirements found throughout the Master Service Agreements (MSAs) that you enter into with your customers. We will review your MSA’s to identify the insurance requirements and provide coverage options to meet these requirements.

ISNetworld Compliance – Many producers are now utilizing ISNetworld for their Certificate of Insurance Compliance Program. Ricks Insurance understands ISNetworld and can assist you in the submission and compliance of the required insurance.

Transportation

Commercial Auto Insurance has become one of the most difficult and expensive insurance policies you need. With the growing population and economy of Texas, more vehicles are on the road, which has led to more accidents. With this increase in risk, it’s more important than ever to have somebody who understands Transportation risks and can help protect your business.

Insurance premiums for trucking businesses have increased over the years due to an increase in accidents. Fewer companies are writing Commercial Auto Insurance for the Transportation industry due to significant losses. This exit from the market has led to less competition and higher premiums. Premiums can vary widely, from $2,500 to $10,000 per unit. Ricks Insurance Agency, Inc. is continually surveying the market for new and competitive companies. These companies must be financially stable and rated A or better by AM Best Services.

Whether you own a retail store with one delivery van, a contractor with multiple vehicles or an Oil and Gas Trucking company with a Fleet of vehicles, Ricks Insurance Agency can offer comprehensive coverage for owned, leased, non-owned and hired vehicles, pollution liability and cargo insurance.

Small Business

We sell Commercial Insurance to Small Businesses because we are a Small Business, and we understand what it means to be unable to operate your business due to a loss. Did you know that if a Small Business can’t resume operations within 10 days following a natural disaster, it probably won’t survive? Well we do, so give us a call to discuss the importance of small business insurance. We can help you build and protect your business by providing customized insurance solutions to support you and your budget.

At Ricks Insurance Agency, we know that Small Businesses are not the same and each business requires an insurance policy that focuses on these differences. As a Trusted Choice Independent Agent, we have access to many different insurance companies to help protect your business. These Insurance Companies include but are not limited to:

  • Liberty Mutual Insurance Company
  • Travelers
  • CNA
  • Kemper
  • Texas Mutual
  • The Hartford
  • Insurors Indemnity

A Business Owners Policy, also known as a BOP, combines both Commercial General Liability and Commercial Property to help protect your business in the event of a loss such as fire (property damage), suspended operations (business income and extra expense) or lawsuits (liability). For many Small Business Owners, a BOP can provide the coverage you need for a price that fits your budget.

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